Author: Shea Papas
All you need to know about earned income tax credit
Earned income tax credit is a refundable tax credit given to people from low- to moderate-income families. Earned income tax credit, or EITC has been designed to reduce poverty and to encourage work by supplementing the wages of employees with low wages. EITC has lifted 5.8 million people out of poverty in 2016. But one […]
Read More
Best low-interest credit cards in the country
Having a credit card has now become a necessity for a number of reasons. It is much better than having a personal loan. Also, in recent years, the interest rates on credit cards have significantly reduced, and that surely is favorable for customers. So if you are looking for a credit card, a low-interest one […]
Read More
Everything you need to know about bad credit
When we are talking about Credits, there can be two situations, first, when you have bad credit that is the lenders are not willing to lend you anything and second when you have excellent credit and every potential lender, banks or credits companies are ready to provide you loan whenever you ask for it. You […]
Read More
Paying off credit card debt in the country
Although it is now easy to take any kind of loan, one also needs to think about paying it back. An average household in the country spends more than $6,000 in credit card expenses while having more than $24,000 debt in other non-mortgage loans. It can be said that a lot of Americans spend more […]
Read More
Tips and Tricks to Improving a Low Credit Score
Your credit score is a prominent financial feature that directly reflects your financial health. It gives lenders a clear glance to how responsibly you use credit. If your credit score is higher, it’s that much easier to get approvals for loans, credit cards, and also enjoy prime interest rates. If a low or a bad […]
Read More
Everything you need to know about bad credit-1
Credit, essentially means the trust levels that possible lenders possess that you will be repaying the money you borrowed from them. Generally, everyone has a gut feeling about their credit score, and one’s credit could fall anywhere on a scale ranging from having outstanding credit (where credit companies and banks will practically beg one to […]
Read More
A guide to using your credit card
A credit card is a payment card which enables holders to pay for goods and services on the basis of an agreement between them and the card issuer. A lot of individuals believe this card is a getaway to all things wonderful and can be used endlessly. It can definitely be used freely, but if […]
Read More
All about bad credit
Bad credit refers to the financial history of a person or business entity that indicates that they failed to make repayment of a loan or credit in time. The descriptive term bad credit is earned by a history of defaulting on loans on the public record. It means that the individual is labeled as a […]
Read More
10 Expert Tips for Avoiding Credit Card Debt
In December 2019, the country’s credit card debt was valued at around $4.2 trillion, which is around $6,200 per household. That is a lot for an average household. But if you are careful from the start, you won’t have to worry about credit card debt. Here are expert tips to avoid credit card debt. […]
Read More